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As per RBI’s circular, with effect from April 1st, 2009, you can use any ATM in India for money withdrawal, account balance, or printing mini statement for FREE irrespective of your card issuing bank. RBI issued instructions at the beginning of this year to all the banks not to levy more than Rs.20 per transaction done by other bank’s account holder. For example, if you are an ICICI Bank account holder and if you are using ICICI ATM card to withdraw money from an SBI ATM, you will be charged a maximum of Rs.20 per transaction. This will be in effect till March 31, 2009 and from April 1st, irrespective of your bank account, you can use your ATM card to do the above transactions at any bank’s ATM for free.
I am really happy to see this. Before this, if I am going to a new place, carrying all my bank cards was necessary because I would not know which ATM I can find first. As the charges have come down to Rs. 20 lately, I have been using other bank’s ATMs frequently because I am not worried about Rs.20 as I can find other bank’s ATMs in my colony in just few steps. Now, even this Rs. 20 per transaction charge is going to be taken off from day after tomorrow and I can simply walk into any ATM and withdraw the money 
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April 1st, 2009 at 1:07 pm
after knowing that transaction are free if you transact from any atm i am very happy one of the main reason behind this is my atm machine is far from my hostel and i face lots of problem in transaction and also wait around half an hour due to long que .so i welcom the decision of R.B.I
April 6th, 2009 at 10:16 am
I really appreciate R.B.I in implementing free service of ATM transation ans it is really time and energy saving.
April 6th, 2009 at 5:30 pm
i’m very happy to heared the RBI announcement that now we can use our ATM cards in any bank’s ATM w.e.f.april,01,2009.It is really time,energy and money saving.
April 9th, 2009 at 5:14 pm
PLeased to know the statement by RBI, thans navee for more info with eg…..
April 25th, 2009 at 11:33 am
I am really very happy by this news as my bank’s atm is far away from my hostel.
April 28th, 2009 at 1:15 pm
Really It Is Nice
July 6th, 2009 at 10:40 am
Hey Is there any “Interbank rate” they are charging ? — For example if i am using ICICI card in SBI ATM then Do ICICI has to pay something to SBI? IF yes then How much
July 11th, 2009 at 7:45 pm
Yes there is an amount payable to SBI by ICICI (in your example), but I don’t know how much it is.
July 21st, 2009 at 11:34 am
dear sir, u told using ICICI ATM card to withdraw money from an SBI ATM is free, but SBI atm card to withdraw money from any other bank is it free or any charges please reply?
July 21st, 2009 at 9:20 pm
I took it as an example. Any bank holder can withdraw money from any other bank for free.
August 17th, 2009 at 4:18 pm
Despite Circular RBI/2007-2008/260
DPSS No. 1405 / 02.10.02 / 2007-2008
March 10, 2008, Canara Bank does not accept ATM cards of other banks.
August 17th, 2009 at 9:38 pm
Government banks always stay behind implementing RBI orders like their people.